Susan Chaityn Lebovits
Spectrum of disorders leave families struggling with health-care needs.
While the causes of autism continue to be debated and bandied about, real families who have children with autism spectrum disorders are left to struggle with expensive health care needs. These costs can be devastating – but they can also be markedly different if the family lives in Massachusetts or Maine.
Advocates in many states have lobbied for legislation to force private insurers to offer autism services at the same levels as other covered services. A new study by Susan Parish, the Nancy Lurie Marks Professor of Disability Policy at the Heller School for Social Policy and Management, looks at the effectiveness of these so-called parity laws in reducing families’ financial burdens. It was published in the journal “Intellectual and Development Disabilities.”
According to the National Conference of State Legislators, parity, as it relates to mental health and substance abuse, prohibits insurers or health care service plans from discriminating between coverage offered for mental illness, serious mental illness, substance abuse, and other physical disorders and diseases. In short, parity requires insurers to provide the same level of benefits for mental illness, serious mental illness or substance abuse as for other physical disorders and diseases. These benefits include visit limits, deductibles, copayments, and lifetime and annual limits.
Read More: Study examines autism law, financial burdens